Trying to save for a home?

Try these 5 tips when saving for a down payment:

1️⃣ Pay off debt (particularly high-interest credit card debt) as much as possible.

2️⃣ Set up an automatic savings deposit.

What’s not seen can’t be spent.

3️⃣ Reduce rent costs. Move in with family, take in a roommate, or find a cheaper place to live.

4️⃣ Eliminate unnecessary living expenses:

gym membership, subscriptions, cable TV, etc. Consider going to cash-only basis when shopping.

5️⃣ Evaluate credit cards and select those with low interest and/or cash back incentives.

Ready to start looking at houses?

Send me a message and I’ll get you set up!

Your Palm Harbor Realtor,

Kelsi Ward⁣

The Fazzini Group | ReMax Realtec


Seven Ways To Train Smarter

Train smarter so that you can train harder!

Apply these seven tips to your current training routine:

1. Warm up (for real)

2. Practice good form

3. Progress slowly over time

4. Drop the all or nothing mentality

5. Don’t train when you’re not recovered, that’s asking to get hurt.

6. Pay attention to your training variables, and take note of what’s working and what’s not.

7. Rest when you’re supposed to so you can recover.

Lifting is a long game and we’re aiming for longevity!

Ready to start your plan and make real sustainable progress towards your goals?

Contact me to snag your spot.

Coaching: Apply here!

Instagram: @littlewarriorfitness


Seller Discounts… Hot or Not?

In 2020 and 2021 we saw a lot of sellers achieving 100% or higher of their original list price.

It seems like everyone knows a neighbor who got “X” amount over asking for their house.

Some cooling has started to show up in the data, putting the market right around where it was in years past.

Sellers might not be in the drivers’ seat as much, but the market is nowhere near seeing deep discounts booming through the marketplace.

I’m excited to connect you to the life of your dreams by helping you make informed real estate decisions.

Just shoot me a message!

Your Palm Harbor Realtor,⁣

Kelsi Ward⁣

The Fazzini Group | ReMax Realtec